Welcome to your life, your financial life, that is. Whether you’re turning 27 or 63, our “Rich at any age” guide can tell you just how well you’re doing, so you can decide which goals to tackle now, and which to leave until later. With a different section for every decade, we can help you make the tough decisions with realistic advice. We know your money only stretches so far. We even include first-person accounts from real people who have been there, and know the financial challenges you face.

For a quick check-up, you can also follow our fictional couple, John and Mary, as they get married, have kids, buy a house and save for retirement. The couple may be fictional, but their story uses realistic figures for typical Canadian families, expressed in current real dollars. If you’re worried about whether you’re keeping up, read on. You may be in for a pleasant surprise.

Rich at any age: Your teens

Rich at any age: Your 20s

Rich at any age: Your 30s

Rich at any age: Your 40s

Rich at any age: Your 50s

Rich at any age: Your 60s

Rich at any age: Your 70s

Rich at any age: John and Mary through the years