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Get money out of your RRSP tax free
Deposit your RRIF withdrawal into your RRSP for more savings
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How to save money on travel insurance
Avoid travel agency coverage, buy couples plans and other ways to save.
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Shopping for the basics on a budget
What wardrobe basics to buy to stretch your money as far as possible.
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What type of mortgage rate is right for you?
With rates hovering at historic lows, some experts suggest now’s the time to lock in.
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The cost of hybrid vs. fuel-efficient cars
At what point does a hybrid car become more cost effective than a fuel-efficient one?
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MoneySense Power Play with Wayne Gretzky
Gretzky is prudent money. Here are The Great One’s top financial tips.
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Save money at the mechanics
We you take behind the scenes at a mechanic’s shop to show you what car maintenance you can do yourself for less.
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How credit counsellors help
Your debts should never take over your life. All you have to do is ask for help.
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Choose the right card
The right credit card can help you collect more free gas, groceries, trips and even cash.
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Open Your Mouth
Bruce Sellery says don’t be shy, talk about your money.
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Your financial toolbox
Bruce Sellery says using the right financial tools will make your life easier.
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The Priority Pyramid
Bruce Sellery has devised a system to help you reach your financial goals.
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Invest your age
Bruce Sellery explains the importance of having an age appropriate portfolio.
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Investing in IPOs
Bruce Sellery explains the pitfalls of investing in an IPO.
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Affordable wheels
A simple rule of thumb to help you decide how much you can spend on a car.
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Healthy spending choices
The 50/30/20 rule is a simple financial diet that is sure to save you money.
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Save on child-related costs
Kids are expensive, so take advantage of tax and government benefits
1:23
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Should you borrow to invest?
For those with discipline, it’s a sound strategy
1:39
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What’s your real personal savings rate?
Using credit to save is not really saving
1:12
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Keep your lattes
The big savings can be found in transportation and shelter
1:27
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Say goodbye to bank fees
You could spend at least $120 per year on bank fees
1:12
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Is your paycheque suddenly bigger?
Let “found” money boost your savings
1:23
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Five ways to get money free
Set up an RESP, if you have kids, to get government grants
1:18
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The benefits of retiring later
New CPP rules make 70 your golden year
1:23
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Are you a top-down or bottom-up saver?
Both savings strategies work, but what works best for your personality?
1:06
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Why it’s smart to contribute to your child’s RRSP
The deemed disposition: a gift that gives twice
1:17
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Get money out of your RRSP tax free
Open a RRIF before age 71 to get a big tax break
1:22
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Pay less on your investments
There’s more to your investment than just returns
1:20
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Turbosave for your RRSP
Four ways to play catch up.
1:11
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Posthumous TFSA contributions
Who gets your money?
1:17
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High-earners and TFSAs
For the wealthy, RRSPs lose their luster.
0:58
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The pros and cons of compounding
Interest works both ways.
1:15
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Are your savings protected?
How safe is your bank?
1:15
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Car share to save
Is your car making you poor?
1:12
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Save big on rental car insurance
Don’t overpay for insurance.
1:01
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DIY and save
Cost and price are not the same thing.
1:16
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Avoid TFSA penalties
Know the rules, save money.
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Make monthly RRSP contributions
Save once a month instead of once a year.
1:08
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What’s a realistic savings goal?
How much do you need to save for retirement?
1:17
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When can I retire?
It all comes down to your savings.
1:22
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Share-ownership plans
Who doesn’t like free money?
1:21
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Safety in GICs
Not all GICs are created equal.
1:21
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Save an extra 8% per year
The beauty of an extra paycheque
1:17
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Smart ways to use spousal RRSPs
Balance your taxable income to reduce your overall tax bill.
1:31
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Reduce your retirement needs
With the right spending strategy, you can rest easy about the size of your nest egg.
1:29
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Reinvest to ramp up your RRSP
Jump start next year’s RRSP contribution by investing your tax refund.
1:05
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Get credit smart
Credit cards can be both a blessing and a curse.
1:17
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Double your tax savings
Save thousands per year with income splitting.
1:14
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Save $500 a month
Take a hard look at your expenses
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Pay yourself first vs. draw up a budget
Which one is right for you?
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Got a short-term savings goal? Here’s where to put your money
Short-term goals should be treated much differently than long-term ones. Here are some savings strategies for typical life events.
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Make extra mortgage payments
Pay now, save later
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Visualize the payoff
Picture it
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Increase your insurance deductibles
Trade risk for savings
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Using software to track spending
Track every penny
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Emergency fund – how much should it be?
Saving for a truly rainy day
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What are you saving for?
A plan can only help
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Are you saving as much as the average Canadian?
You can do better.
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Slash your grocery bill
How and where you shop can save you a bundle.
1:12
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Simple saving
Meeting your goals
1:06
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Saving for your child’s education
Saving for university
1:09
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A guide to saving
A life of saving
0:58
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How much money will I need to retire?
Retirement math
1:08
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Build a GIC ladder
Ladder your GICs for maximum returns
1:16
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GICs vs Bonds
GICs or Bonds?
1:15
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When to use a tax-free savings account
Saving & tax-reduction
1:06


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In case any readers think you would NOT be in the same position because you would have received another RRSP contribution credit ….. you need to understand that the tax credit is not a benefit or of value. It is a loan. See http://www.retailinvestor.org/RRSPmodel.html for detailed argument.
The idea to re-contribute back into the RRSP is bogus. It would put you back exactly where you started from. Either your $$ is better off inside, or outside, the plan. If it is better off inside the plan, don't do anything. If it is better off outside then take it out and leave it out. Use this spreadsheet http://www.retailinvestor.org/OutorIn.xls The first tax rate variable would be 0% .
I agree that for many retired people, withdrawing RRSP $$ before you have to, to create pension income in order to make use of the pension income credit , is a good idea, as long as the subsequent income earned on that $$ is taxed at very low rates. — Taxes on w/d are cancelled out by the pension income credit.
But the idea to re-contribute back into the RRSP is bogus. It would put you back exactly where you started from. Either your $$ is better off inside, or outside, the plan. If it is better off inside the plan, don't do anything. If it is better off outside then take it out and leave it out. Use this spreadsheet http://www.retailinvestor.org/OutorIn.xls The first tax rate variable would be 0% .
Contributing to Childs RSP talks about TFSA not RSP ?? Da
Probably good tips, but it sounds so complicated!! Anyway I'm only 40 now so I probably don't need to be worried about it now.