January 3 roundup
On paying off your student loans, rags to riches stories and bartering to save.
• For some families, postsecondary education brings a hefty amount of debt. Read about paying down your student loans a little at a time.
• Many Canadians seem less optimistic for 2012. Here are 15 rags to riches stories for some inspiration.
• Swap services to save yourself some money this year. Read how a financial planner bartered to save.