May 23 roundup
On Canada’s ever widening rich-poor gap, pros and cons of digital wallets and alleged wrongdoing by Zuckerberg and Morgan Stanley related to the Facebook IPO.
Everyone dreams of retirement, but Bruce Sellery wonders if you can you afford the one you envision?

There are different kinds of greed—and some truly enrich your life.
On Facebook’s fall, rising interest rates and why the CRA is targeting cottage sales.
Q: The Global Couch Potato has one-third of the equity allocation in Canadian stocks, but Canada makes up only about 4% of the world markets. Aren’t you guilty of home country bias? – Jeremy D. I’m actually pleased that I’ve received this question several times in the last few months. Not long ago, it wasn’t [...]

Using a credit card company cheque is like taking a cash advance against your credit.

We tell young people they should save for retirement and pay off their mortgages at the same time. But in this era of lofty home prices, that’s often impossible. Here’s a different plan that can help you to do both.
If you work for a large company, chances are Employee Stock Option benefits (ESOPs) have been replaced with Restricted Stock Units (RSUs). There are significant differences between tax treatment of ESOPs and RSUs. In this post, we will look at how RSUs are taxed for Canadian residents. Restricted Stock Units are simply a promise to [...]
Tax Treatment of Restricted Stock Unit (RSU) Benefits is brought to you by Canadian Capitalist — Helping you to invest & prosper.

Most people with at least average incomes should be able to comfortably set aside about 20% of their income.
On falling MERs, inflation pains, cross-border shopping and full Facebook IPO coverage.

As painful as it is, sometimes you need to cut your losses, pay the deferred sales charges and move to a new brokerage.