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Tax Treatment of Restricted Stock Unit (RSU) Benefits is brought to you by Canadian Capitalist -- Helping you to invest & prosper.

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Tax Treatment of Restricted Stock Unit (RSU) Benefits

By Canadian Capitalist / Online only, 21/05/12 / Comments Off

If you work for a large company, chances are Employee Stock Option benefits (ESOPs) have been replaced with Restricted Stock Units (RSUs). There are significant differences between tax treatment of ESOPs and RSUs. In this post, we will look at how RSUs are taxed for Canadian residents. Restricted Stock Units are simply a promise to [...]
Tax Treatment of Restricted Stock Unit (RSU) Benefits is brought to you by Canadian Capitalist — Helping you to invest & prosper.
Sector Breakdown of Diversified Portfolios

By Canadian Capitalist / Online only, 15/05/12 / Comments Off

In a recent column, The Globe & Mail’s Rob Carrick (see Beware the limitations of buying the index, May 11, 2012) pointed out that investing in just the TSX Composite index might leave an investor with an unbalanced portfolio because of the index’s concentration in just three sectors: financials, energy and materials. The criticism is [...]
Sector Breakdown of Diversified Portfolios is brought to you by Canadian Capitalist — Helping you to invest & prosper.
What is iShares Planning After Acquiring Claymore

By Canadian Capitalist / Online only, 2/05/12 / Comments Off

Recently, I had a chance to chat with Mary Anne Wiley, head of BlackRock Canada on what the 800 pound Gorilla in the ETF marketplace plans to do after the blockbuster acquisition of the #2 player Claymore Investments was recently finalized. After the acquisition closed, iShares rebranded all Claymore products (ticker symbols remained the same) [...]
What is iShares Planning After Acquiring Claymore is brought to you by Canadian Capitalist — Helping you to invest & prosper.
RBC Direct Investing Simplifies Administration Fees

By Canadian Capitalist / Online only, 1/05/12 / Comments Off

If you are a DIY investor who holds a brokerage account, the reality is that your portfolio is split between many accounts – his and hers RRSPs, his and hers TFSAs, joint or his and hers CAD and USD investment accounts and if you have kids, perhaps a few more RESP accounts. Typically, discount brokers [...]
RBC Direct Investing Simplifies Administration Fees is brought to you by Canadian Capitalist — Helping you to invest & prosper.
Estimating the Tax Hit on Dividends in Taxable Accounts

By Canadian Capitalist / Online only, 24/04/12 / Comments Off

There is much enthusiasm among investors for dividend stocks these days. Some of the enthusiasm may even be warranted based on studies that have shown that dividend paying stocks have higher returns than non-dividend payers even though dividend payers have a lower standard deviation. But there are also a lot of misconceptions about dividend payers. [...]
Estimating the Tax Hit on Dividends in Taxable Accounts is brought to you by Canadian Capitalist — Helping you to invest & prosper.
Owning too much real estate may not be prudent

By Canadian Capitalist / Online only, 17/04/12 / Comments Off

In a recent story that appeared in The Financial Post (See Big debt the downside of loading up on real estate), a tax accountant noted that a much larger proportion of his clientele own rental properties these days compared to a decade ago. It is a trend that I’m noticing in my circle of friends [...]
Owning too much real estate may not be prudent is brought to you by Canadian Capitalist — Helping you to invest & prosper.
Hear Carl Richards Speak in Toronto, Ottawa or Montreal

By Canadian Capitalist / Online only, 16/04/12 / Comments Off

Carl Richards, author of The Behavior Gap: Simple Ways To Stop Doing Dumb Things With Money, will be delivering a speech in Toronto (May 22, 2012 at 6 pm), Ottawa (May 23, 2012 at 11:45 am) and Montreal (May 23, 2012 at 6 pm). Behavior gap refers to the difference between the returns of an [...]
Hear Carl Richards Speak in Toronto, Ottawa or Montreal is brought to you by Canadian Capitalist — Helping you to invest & prosper.
Performance of the Horizons Enhanced Income Equity ETF (HEX)

By Canadian Capitalist / Online only, 9/04/12 / Comments Off

Horizons launched a whole slew of covered call ETFs last year of which the Horizons Enhanced Income Equity ETF (HEX) turned out to be the most popular. Enticed by the initial yield of about 20%, investors purchased as much as $247 million worth of HEX last year. The ETF invests in an equally-weighted portfolio of [...]
Performance of the Horizons Enhanced Income Equity ETF (HEX) is brought to you by Canadian Capitalist — Helping you to invest & prosper.
Sleepy Portfolio 1Q-2012 Report Card

By Canadian Capitalist / Online only, 4/04/12 / Comments Off

Background: I started the Sleepy Portfolio in 2005 to benchmark my personal portfolio, which at that time was mostly invested in individual stocks. The portfolio started off with an initial outlay of $100,000 and no new money has been added since. This is not a model portfolio; it reflects investment returns that can be obtained [...]
Sleepy Portfolio 1Q-2012 Report Card is brought to you by Canadian Capitalist — Helping you to invest & prosper.
The Penny, Not the Cent will be Gone

By Canadian Capitalist / Online only, 2/04/12 / Comments Off

There appears to be quite a bit of confusion surrounding the announcement made in Budget 2012 that the penny would be eliminated from our coinage system. Some Canadians believe that by eliminating the penny, businesses would always round up the cost of individual items and hence drive up prices. That is not quite true. The [...]
The Penny, Not the Cent will be Gone is brought to you by Canadian Capitalist — Helping you to invest & prosper.

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