Articles By Janet Gray:

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Is building an emergency fund more important than other financial goals?

Sami, 51 and single, wants to put extra mortgage payments and RRSP contributions on the back burner until her...

Is building an emergency fund more important than other financial goals?

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Mapping out a clear path for your investments at retirement

Robert is 60 and has a low risk tolerance. So how should he invest his money to suit his...

Mapping out a clear path for your investments at retirement

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Using a TFSA to save for retirement

Five years after a debilitating accident, Kay has no savings. What should she do when her annuity payments run...

Using a TFSA to save for retirement

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What’s the best way to pay down debt?

After buying her parents’ fixer-upper, Paula racked up $85,000 in debt. She’s looking for strategies to help reach her...

What’s the best way to pay down debt?

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Are Howie and Pamela on track to retire at 55?

The numbers look good, but to be sure they should "test drive" living on the income they plan to...

Are Howie and Pamela on track to retire at 55?

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When should you stop contributing to an RRSP?

Denis is in his early 50s, with a modest income. Would contributing to a TFSA instead help him to...

When should you stop contributing to an RRSP?

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Can you use a line of credit as a “forced” savings plan?

Chris finds there isn’t a reliable amount of cash available for saving at the end of every pay cycle,...

Can you use a line of credit as a “forced” savings plan?
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Looking for reliable books and online resources on retirement? Here are a few

Even if you’re working with a financial planner or advisor, it’s worth your time to read up on financial...

Looking for reliable books and online resources on retirement? Here are a few

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“Am I on track?” Krista, a 34-year-old Montrealer, saves $20,000 a year

Longevity runs in Krista’s family—so, although retirement is 30 years away, she worries about outliving her money. How much...

“Am I on track?” Krista, a 34-year-old Montrealer, saves $20,000 a year