One of the biggest challenges facing pension funds and individuals who are in effect running their own personal pensions via RRSPs and other savings is investment returns.
As most investors are well aware, the environment post the 2008 financial crisis has featured a double whammy of extremely volatile stock returns as well as ultra-low interest rates. In the following audio podcast, Mercer actuary and retirement expert Malcolm Hamilton provides his unique perspective on this dilemma:
Real-world-returns.mp3|titles=Real world returns
