April 12 roundup

On ethical financial advising, soaring consumer debt levels and understanding company pension plans.

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•Should financial advisers be expected to detect mental incapacity in clients? Canadian business ethics blogger Chris MacDonald says an investment adviser is not, and cannot be, just a salesperson.

•Soaring real estate prices alone can’t be to blame for rising debt levels in Canada. Equifax Canada’s latest consumer credit report found that indebtedness, excluding mortgages, grew 3.4% year-over-year in the first-quarter.

•Boomer and Echo’s latest post attempts to decode company pension plans. Most people can’t answer simple questions like whether they can take their pensions with them if they change jobs.

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