RRSP GUIDE 2013
Your roadmap to financial independence

There's a $2,000 cushion to protect you in case you inadvertently contributed a little too much to your RRSP.

Using a self-directed RRSP you can pay mortgage payments to yourself and not the bank. But there are drawbacks.

The most important thing is to get the money in now and worry about how to invest it later, MoneySense Editor Jonathan Chevreau tells CityNews Channel.