Home insurance covers the darndest things

From red wine spills to stolen bikes, you’re covered

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From the Summer 2015 issue of the magazine.

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Most people know their home insurance will cover losses or damages caused by a house fire or theft. But did you know that same policy can protect you from a range of mishaps, including the pock-marked hardwood floors caused by ill-advised high heels, or red wine spills all over your expensive custom shag. Below are even more unorthodox examples of how your policy may protect you. Of course, there may be some exclusions, so it always pays to check with your provider first.

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(Illustration by Graham Roumieu)

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