December 19 roundup

Holding onto loyalty points, possible real estate scenarios of 2012 and easy ideas for gift wrapping.

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• Most stores you shop at these days offer reward cards but there are many programs that have expiry dates and rules if you aren’t using them. Here are five tips to hold onto your loyalty points.

• A recent report by Bank of America Merill Lynch says Canada shows signs of a housing bubble. Read about possible scenarios for the real estate market in 2012.

• So you’ve gone out and bought your holiday gifts, but that’s only half the battle. This blogpost offers some tips on easy ways to decorate and gift wrap your present.

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