Are annuities the new RRIFs?
One of Canada’s leading actuaries ran the numbers and the results surprised even him.
annuities
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An income layer cake
Your retirement income will come from a variety of sources: government, pensions, your portfolio, part-time work, and maybe even your home equity. How can you keep your cash flow smooth and tax-efficient?
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March madness
Don’t forget your travel insurance, especially since you may have unknowingly paid for it.
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What happens to my RRSP when I retire?
Most people transfer their assets into a Registered Retirement Income Fund, or RRIF, once they turn 71 to convert savings into regular monthly payments.
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Annuities who needs them?
Middle incomer earners who haven’t saved a lot of money might want to looking into annuities.
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Make your nest egg last
Financial planners have long said you can safely draw down 4% of your portfolio each year in retirement. But does that number still hold up?
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Betting on a long life?
A look at the risks and rewards of retirement annuities.
