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CMHC

A house cut from green felt sits on a notebook on grass

News

Buying a new build? You may qualify for a CMHC Eco Plus refund

CMHC Eco Plus is a new program that encourages Canadian home buyers to opt for energy efficiency. Here’s how...

Buying a new build? You may qualify for a CMHC Eco Plus refund
Canada's housing agency says advertised rents in major cities are easing due to factors such as increased supply and slower immigration, but renters are still not feeling relief relative to their income levels. Kyle Jerry, right, helps De-Ren Jhou carry a mattress into an apartment building on Quebec's unofficial moving day in Montreal, Tuesday, July 1, 2025.

News

Rents easing across most major markets but many tenants not feeling relief: CMHC

CMHC says rents in some major cities are easing due to increased supply and slower immigration, but renters are...

Rents easing across most major markets but many tenants not feeling relief: CMHC
A newly renovated kitchen of a rental property

Real Estate

Down payment for a second home in Canada: How much do you need?

Second homes and rental properties have their own down payment requirements. Here’s what to expect when buying a second...

Down payment for a second home in Canada: How much do you need?
Detached suburban homes under construction

News

Housing starts stable in 2023, but demand still outpaces growing supply of apartments

A new CMHC report says construction of new homes in Canada’s six largest cities remained near all-time high levels...

Housing starts stable in 2023, but demand still outpaces growing supply of apartments

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Mortgages

Mortgage insurance calculator

Buying a home with a down payment of less than 20%? You’ll need mortgage default insurance. Use this tool...

Mortgage insurance calculator

Real Estate

CMHC tightens mortgage rules in latest response to COVID-19

Changes designed “to protect future home buyers and reduce risk” will took effect July 1, 2020.

CMHC tightens mortgage rules in latest response to COVID-19

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