by James Daw
by Sarah Efron
Term life insurance protects your family from an unexpected calamity
Unfortunately, this is a pretty grey legal area.
In his new insurance column, veteran journalist and CFP, James Daw argues insurance is the centrepiece of financial planning.
Monthly payments are already up 15% to 20% in some cases as insurance company brace for more bad weather in the years to come.
We challenge the notion that you need five to seven times your gross annual income in life insurance.
If your income is vital to the household, it’s best to have disability and life insurance.