Are annuities the new RRIFs?
One of Canada’s leading actuaries ran the numbers and the results surprised even him.
RRIFs
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What happens to my RRSP when I retire?
Most people transfer their assets into a Registered Retirement Income Fund, or RRIF, once they turn 71 to convert savings into regular monthly payments.
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New Year’s resolutions
More Canadians are feeling optimistic about their personal finances and they’re planning major changes to boot.
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Understanding your RRIF
When its time to convert your RRSP into a RRIF Bruce Sellery says it pays to ask questions, but you might like the all of the answers.
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To-do list for the newly single
Here are some tips that will help you get back on your feet after a divorce, separation or death.
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The best places to park your cash
With rates so low, it pays to shop around. Here are the best rates out there now for high-interest savings accounts, Tax-Free Savings Accounts and GICs.
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Reduce your tax bite to sweeten your returns
Bruce Sellery says there are some simple things you can do to bake smart tax planning into your portfolio. It’s all about location.
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Navigating Canada’s tax system
It’s not easy to figure out how to draw down your portfolio in the most tax-efficient way
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How to tap your RRSP
Conventional wisdom says that when you retire, you should wait as long as possible before withdrawing your RRSPs. That advice is wrong
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Amend pension, RRIF rules: CD Howe
Rules regarding pension, RRSP contributions and RRIF withdrawals should change with the times, says think tank report.
