Over-contributed to your RRSP?
There’s a $2,000 cushion to protect you in case you inadvertently contributed a little too much to your RRSP.
RRSPs
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Catch up to unused RRSP contribution room
Canadians have a combined $600 billion in unused RRSP room. Claim your fair share and keep more of your hard-earned money at tax time.
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Ask MoneySense: RRSP or mortgage?
When it’s best to invest in your retirement savings and when it’s best to eliminate debt.
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Import costs more up than down
New budget could mean cheaper hockey gear, but also price increases on thousands of other items.
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RRSP deadline day
Haven’t contributed to your RRSP yet, what are you waiting for? If you have, it’s time to start thinking about taxes.
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ETF price war
Ultra-cheap ETFs have arrived in Canada thanks to new U.S. players.
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Loan yourself a mortgage
Using a self-directed RRSP you can pay mortgage payments to yourself and not the bank. But there are drawbacks.
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Foreclosure disclosure
The CMHC doesn’t want buyers to know which of its properties have been foreclosed, a new report says.
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Make your RRSP contribution now, worry later
The most important thing is to get the money in now and worry about how to invest it later, MoneySense Editor Jonathan Chevreau tells CityNews Channel.
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Ask MoneySense: RRSP withdrawals
In rare circumstances it can make sense to withdraw from your RRSP and reinvest later, when you’re in a higher tax bracket.
