Investing

Everything you need to know about RRSPs, TFSAs and RESPs

These three registered accounts have some things in common, but all serve different purposes.

Everything you need to know about RRSPs, TFSAs and RESPs

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How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

How to decide when to convert RRSPs to RIFFs

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Which fixed-income ETFs are best for RRSPs?

Here's how they differ and the pros and cons of each

Which fixed-income ETFs are best for RRSPs?

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Withholding tax tips when unwinding RRSPs

How to plan around Ottawa's RRIF tax

Withholding tax tips when unwinding RRSPs

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spousal rrsps man woman sitting on bench

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Do we need spousal RRSPs if our salaries are the same?

How to decide if there's an advantage

Do we need spousal RRSPs if our salaries are the same?
group rrsps financial planning

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Reasons to tap RRSPs before age 71

Doing this makes sense for plenty of Canadians. Is it the right option for you?

Reasons to tap RRSPs before age 71
pay down the mortgage

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Should you use RRSPs to pay down the mortgage?

Careful, the tax hit may be hefty if you tap your RRSP early

Should you use RRSPs to pay down the mortgage?
retirement planning

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Using real estate vs. RRSPs to fund retirement

You'll have to unwind the RRSP regardless, so watch the tax bill when selling a home for retirement income...

Using real estate vs. RRSPs to fund retirement

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Can you have RRSPs and RRIFs at the same time?

And more importantly, should you?

Can you have RRSPs and RRIFs at the same time?

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