Janet Gray

Looking for reliable books and online resources on retirement? Here are a few

Online only, 31/10/2019 / Comments (0)

Even if you’re working with a financial planner or advisor, it’s worth your time to read up on financial planning issues and specific topics that may affect your retirement journey.

“Am I on track?” Krista, a 34-year-old Montrealer, saves $20,000 a year

Online only, 20/09/2019 / Comments (0)

Longevity runs in Krista’s family—so, although retirement is 30 years away, she worries about outliving her money. How much does she need to save?

Playing investment catch-up

Online only, 12/09/2019 / Comments (0)

At age 50, Viki’s putting aside $12,000 a year. Will that give her enough to retire comfortably at 67?

Helping older relatives with money management

Online only, 05/09/2019 / Comments (0)

Angela’s in-laws are living with her, and claim they don’t have enough money to pay their fair share of household expenses—yet they refuse to ask any other relatives for help. How can she find out what’s really going on?

Getting a head start on their golden years

Online only, 09/08/2019 / Comments (0)

Tim is 47, and his wife is 46. They’re aggressively paying off their mortgage and will have defined benefit pension plans to lean on. Can they swing retirement at 50?

Can you swing early retirement, financially? Try a “test drive”

Online only, 01/05/2019 / Comments (0)

Julie and Peter are on track to have $100,000 after taxes to spend in retirement. It may even be more than they need.

Using cash for investments vs. paying down debt in retirement

Online only, 24/04/2019 / Comments (0)

Should Karen, 65, pay off her car loan or invest her $23,000?

Is paying off debt with a $250,000 inheritance a good idea?

Online only, 20/03/2019 / Comments (0)

The money could eliminate both Connie’s mortgage and personal debt

Can we retire in 10 years and earn $50,000 annually?

Online only, 20/02/2019 / Comments (0)

Sally and Wade hope to have an annual income of $50,000 annually from pensions and investments

Should Mark invest his tax refund or put it to his mortgage?

Online only, 13/12/2018 / Comments (0)

He earns $200,000 annually and wants to prioritize his goals

TFSA, RRSP or pay off the mortgage? What should Ben do with $100,000

Online only, 07/12/2018 / Comments (0)

His gross household income is $85,000

How should a young couple spend a $110,000 windfall?

Online only, 28/11/2018 / Comments (0)

Renovations, law school, or starting a family—what should they prioritize?

There’s nothing stopping your spouse from hiding assets from you

Online only, 31/10/2018 / Comments (0)

Sorry, but communication is the only solution

Are U.S. casino winnings taxed?

Online only, 27/09/2018 / Comments (0)

Well, it actually depends on how you won them

How does a missed HBP payment affect your bottom line?

Online only, 29/08/2018 / Comments (0)

If you miss one multiple times, it can get costly