Budgeting Archives - MoneySense

Budgeting

What’s better than a budget? Try conscious spending

Being mindful about what we bought made it easier to say “no” to things without true value or meaning for us. Suddenly, we had more money to spend on items and experiences that really mattered.

Budgeting

Worried about your credit rating? Avoid these 5 credit card mistakes

Believe it or not, paying off your credit card too fast can hurt your credit rating.

Budgeting

How to upgrade your career

Want to learn new skills but can’t afford tuition? There’s a government grant for that.

Budgeting

6 things you didn’t know could be hurting your credit rating

Collection agents aren’t knocking at your door, so that means you’re financially fine—right? Not necessarily. Read on for ways you may be tripping up, and how to fix them.

Budgeting

Should you take out a loan to pay for your wedding?

Budgeting

6 money-saving tips for post-secondary students

Knowledge is power, and by keeping a firm handle on your financial situation you’ll free yourself up to enjoy your education and make memories that will last for the rest of your life.

Budgeting

Playing with FIRE

The FIRE movement preaches an extreme frugality that isn’t sustainable for the majority of us. But taking on board some of its ideas in moderation could do most people a lot of good.

Budgeting

How to tell if you’re over-using credit—and get it under control

Remember that it took time to get into debt, so it will take time to get out of debt. And there are a number of debt-relief strategies you can lean on. Here’s a rundown of the most common, along with the pros and cons of each, for you to consider.

RESPs

What is an RESP?

RESPs are a powerful education savings tool for parents. Here’s why.

Travel

9 ways to save on your next road trip