Which savings should retirees draw down first?
Seniors seeking a decumulation strategy may be asking the wrong questions. Start with your spending plan, then model how...
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Making sense of the markets this week: September 8, 2024
Canada cuts rates again. Can Couche-Tard take over the convenience-store world? Mag 7 outperformance trend may be done. Dollarama...
Making sense of the Bank of Canada interest rate decision on September 4, 2024
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What happens to an RESP for grandchildren when you die?
Opening an RESP is a great way to contribute to your grandchildren’s education costs. But what happens if you...
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Making sense of the markets this week: September 1, 2024
Did Nvidia fail to meet expectations? Plus, why National Bank is a star among the mixed bag of Canadian...
Tax implications of adding a child’s name to your rental property
To fully understand the potential tax outcomes, consider legal versus beneficial ownership, the capital gains inclusion rate, changes to...
Making sense of the markets this week: August 25, 2024
Canada’s railway-bound economy screeches to halt, inflation is down, Target shares rebound and TD to pay $4-billion penalty.
Why a reverse mortgage should be a last resort for most Canadian retirees
Reverse mortgages do the job of freeing up income for house-rich, cash-poor Canadian seniors. But their terms are often...
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A parents’ guide to home down payment gifts and loans
Many parents loan or gift money to their adult children for real estate purchases. Here are the legal and...