GICs Archives - MoneySense

GICs

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A Guide to Guaranteed Investment Certificates (GICs)

Wondering if GICs have a place in your savings and investing plans? We explain the different types, how they work, what the risks are (yes, even these “safe” investments carry some risk) and how to use them.

Retirement

Is Dane, 50, on the right track with his early retirement strategy?

by Special to MoneySense

RRSPs

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“Help! My RRSPs are all over the place”

Having multiple retirement savings accounts can make it tough to monitor the mix and returns on all of your investments, and it may be costing you more than you realize. Here’s how to bring them all together.

GICs

6 times when a GIC is a smart investment choice

Yes, they’re conservative—and that’s precisely why there are life stages and circumstances when a guaranteed investment certificate is the right investment choice.

GICs

Are GICs right for retirees who want fixed income?

Skittish investors like GICs’ guarantee of their principal, but it’s important to look at the total return on your investment.

GICs

MoneySense Savings Piggy Bank

Compare the Best GIC Rates in Canada

Find the best Non-registered, RRSP or TFSA Guaranteed Investment Certificate (GIC) for you.

GICs

The best TFSA investment for a time horizon of 3 to 5 years

by Dan Bortolotti

Retirement

What to do when banks give questionable financial advice to seniors

Mel can’t get a straight answer from his bank about his investment fees and is looking for some input on investing late in retirement.

GICs

Why GICs deserve a place in any fixed income portfolio

As interest rates rise Frank is looking to GICs because his bond funds aren’t making gains

RESPs

Investing tips for dual citizens of Canada and the U.S.

by Dan Bortolotti