Debt Management & Mortgage Advice - MoneySense

Budgeting

6 money-saving tips for post-secondary students

Knowledge is power, and by keeping a firm handle on your financial situation you’ll free yourself up to enjoy your education and make memories that will last for the rest of your life.

Real Estate

Mortgage Payment Calculator

A breakdown of the principal, interest and balance owing by year

Budgeting

Playing with FIRE

The FIRE movement preaches an extreme frugality that isn’t sustainable for the majority of us. But taking on board some of its ideas in moderation could do most people lot of good.

Budgeting

How to tell if you’re over-using credit—and get it under control

Remember that it took time to get into debt, so it will take time to get out of debt. And there are a number of debt-relief strategies you can lean on. Here’s a rundown of the most common, along with the pros and cons of each, for you to consider.

Taxes

“Should I loan investments or money to my spouse?”

Student Debt

Websites connect students with post-secondary funding help

One innovative solution allows students, their parents and kind donors to convert unused loyalty points into tuition dollars.

Debt

How to improve your credit score

These tips will help you do it as quickly as possible

Real Estate

On-campus vs. off-campus housing

Meal plans are mandatory when living in residence.

Debt

Deep in debt with a baby on the way

Yes, raising a child is expensive, but a new baby is not a financial emergency—so avoid raiding your RRSP to cover the added costs.

Debt

Using cash for investments vs. paying down debt in retirement