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Financial literacy

A woman checks her investments on a tablet

Ask a Planner

How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

How is investment income taxed in Canada?
A senior-aged woman and man picking lemons

Ask a Planner

How much of a pension does a survivor receive?

A MoneySense reader asks about survivor benefits for spouses. Here’s how defined benefit and CPP survivor payments work in...

How much of a pension does a survivor receive?
A Canadian family moving, thanks the BoC rate cuts, which improved mortgage affordability in Vancouver, Toronto and Hamilton

Mortgages

How much income do you need to buy a home in Canada? A look at housing affordability in May 2025

How much income do you need to buy a home in Canada? A look at housing affordability in May 2025
A retired woman on a sofa reading a book

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

RRIF and LIF withdrawal rates: Everything you need to know

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A senior-age man and woman check their financial accounts on a laptop

Ask a Planner

How to manage your tax withholding in retirement

Canadians accustomed to annual tax refunds may be surprised to owe tax in retirement and have government benefits clawed...

How to manage your tax withholding in retirement
A woman pumps gas into her sedan

Budgeting

What is the Canada Carbon Rebate?

Learn about Canada’s carbon tax, launched in 2019 and ended in 2025.

What is the Canada Carbon Rebate?
Phone showing a screen of the Wealthsimple app where you can trade stocks, such as APPL

Investing

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app

Is it easy to buy and sell stocks and ETFs? Is it safe for Canadian investors? Find out the...

Wealthsimple Trade in-depth review 2025: The pros and cons of investing on this app
A grandfather and grandson sit in front of a Happy Birthday sign.

Ask a Planner

When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?

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Vickram Agarwal and his first car in Canada, a used white Nissan hatchback

Newcomers to Canada

Buying a car in Canada: 7 tips for newcomers

What you need to know about buying and leasing, credit scores, auto insurance and more.

Buying a car in Canada: 7 tips for newcomers

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