RRSPs

What’s my RRSP contribution limit?

Your RRSP contribution limit comes from unused deduction room plus 18% of last year’s income. Use our RRSP calculator...

Spend

The MoneySense guide to inflation (2026)

Inflation is the rise in prices for goods and services over time, reducing the purchasing power of your money....

Financial literacy

Parents fear for their kids’ financial future but avoid the money talk

53% of parents in an RBC poll said they were stressed about their children’s financial futures, even though most...

Financial literacy

The best free personal finance and investing courses in Canada

Canadians have more options than ever to learn about personal finance. Here are the best free courses available—online or...

Financial Planning

Having a financial plan more than doubles your retirement confidence—here’s why so many Canadians are skipping it

Cost, complexity, and confusion about what financial planning involves prevent Canadians from taking action, but 93% of those who...

Financial literacy

How your rent payments can help build your credit history

Rent-reporting platforms let renters build credit by reporting on-time payments, helping first-time buyers and newcomers improve mortgage eligibility.

Newcomers to Canada

How to build confidence in your financial life

Newcomers fear making financial mistakes. Getting the services you need requires doing your research and taking many small steps.

Mortgages

Looking for a mortgage in B.C.? Don’t limit your options to the big banks

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Credit Cards

The best student credit cards in Canada for 2025

Getting a student credit card is a great way to take charge of your finances and begin building a...