Canadian Tax Advice - MoneySense

Real Estate

Calculating the tax on rental property sales when reno receipts are missing

by Special to MoneySense

Retirement

Should I invest my money or buy a life insurance policy instead?

by Special to MoneySense

Retirement

What it takes to retire at 45

Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus TFSA savings strategy.

Taxes

How to calculate capital gains tax for an employee share purchase plan

Kelly is confused about how to calculate the capital gains tax on her company savings plan shares.

RESPs

Investing tips for dual citizens of Canada and the U.S.

by Dan Bortolotti

Retirement

Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are several considerations.

Retirement

Disability, income splitting and tax reduction

Rob’s wife is unable to work due to a chronic illness. He’s trying to plan for tax reduction in retirement on their registered accounts.

Retirement

Why it’s still worth it for high-income seniors to apply for OAS

Eileen is worried about the adverse impact on her taxes if she applies for OAS, and wonders if she should still apply.

Retirement

What’s the best time to transfer a TFSA between institutions?

Sandie wants to get the timing of her TFSA transfer right

Retirement

The downside of naming children as RRIF beneficiaries

Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife and kids in the best possible manner.