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Should you hold your mortgage inside your RRSP?

Can an RRSP be used to reduce the mortgage on a current home, or to help with the purchase...

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How to avoid tax on severance pay in Canada

Find out how you can reduce the tax payable on a severance payment, and what happens when receiving a...

Pensions

Alberta Pension Plan: Why Alberta wants to leave the CPP—and what would replace it

The province says pulling out of the Canada Pension Plan to create its own pension fund would benefit Albertans....

Education Money

Reducing risk in an RESP: How to invest as your kid approaches college or university

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Embark Student Corp.

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Should you use home equity to buy a house for your kids?

Some parents want to help their kids move out by borrowing against their home. Here’s how interest rates and...

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How to report U.S. employment income in Canada

Canadian citizens who work in the U.S. have to meet Canadian and U.S. tax filing requirements. Here’s what to...

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How to avoid probate fees in Canada  

Avoiding probate fees in Canada involves implementing strategies such as using beneficiary designations, joint ownership, and establishing trusts to...

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Are home renovations tax deductible in Canada?

Doing home renovations? Find out if there are any tax incentives that Canadians are able to claim.

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Making a plan: How to withdraw money from a retirement account

Canadians have quite a few options for retirement savings. But before you look at when to retire and start...