How to figure out your financial priorities

Figure out your financial priorities

Start by determining your cash flow, then move on to debt and savings


Whether you’re just starting to get a handle on your personal finances or an old pro looking for an easy check-up, the Priority Pyramid is the perfect place to start. MoneySense contributing editor Bruce Sellery created this riff on Maslow’s Hierarchy of Needs to help separate our most fundamental financial needs from the rest. And let’s be honest, even the savviest among us must admit some bad habits creep back in from time to time. To help you determine where you should focus your energy, start at the bottom and move your way up as you check off each financial milestone. “Because it’s inaccurate to simply get a handle on your money,” says Sellery. “You need to keep a handle on your money.”

Priority Pyramid

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