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Taxes

What is a notice of assessment?

After you’ve filed your tax return, the Canada Revenue Agency sends a notice of assessment. Learn what information the...

What is a notice of assessment?
A young man and an older man walking up stairs. This symbolizes how much you need to retire by starting to invest in your 20s

Retired Money

How much money do you need to retire in Canada? Is it really $1.7 million? 

While $1.7 million is a big number, it’s possible to retire in Canada on that amount, if you start...

How much money do you need to retire in Canada? Is it really $1.7 million? 

Taxes

What is net income?

Your net income determines how much you are taxed. Learn how net income is calculated—and how it may affect...

What is net income?

Debt

What are negative interest rates?

Yes, it’s possible to have a negative interest rate. Learn when it can occur and what it might mean...

What are negative interest rates?

Spend

What is mortgage loan insurance?

Some home buyers in Canada must get mortgage loan insurance. Find out who it protects, what it covers and...

What is mortgage loan insurance?

Mortgages

What is a mortgage?

If you want to buy a home in Canada, you’ll likely need to apply for a mortgage. Learn about...

What is a mortgage?

Investing

What are managed futures?

Managed futures are a type of alternative investment. Learn how they work and why some Canadian investors buy them.

What are managed futures?

Save

What is a high-interest savings account in Canada?

Dubbed by bankers and those in the financial industry as a HISA, a high-interest savings account isn’t what it...

What is a high-interest savings account in Canada?
Woman takes care of her mother, and without a job wonders if she can maximize her RRSP and TFSA with $0 income.

Ask a Planner

Can you maximize your RRSP and TFSA with an income of $0?

With a year of no income, find out if it makes sense to max out registered accounts like an...

Can you maximize your RRSP and TFSA with an income of $0?