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Mortgages

What is a gross debt service ratio (GDS)?

Lenders use the gross debt service ratio (GDS) to determine the amount of your mortgage loan. Find out why...

What is a gross debt service ratio (GDS)?

Investing

What are GICs?

Why are Canadians investing in GICs right now? Learn about how GICs work in the MoneySense Glossary.

What are GICs?

Investing

What is fundamental analysis?

Should you invest in that trendy stock? Fundamental analysis can help you decide. Learn about this stock evaluation method...

What is fundamental analysis?

Mortgages

What is a fixed-rate mortgage?

A fixed-rate mortgage offers home owners predictable payments. How does it compare to a variable rate? Learn how fixed-rate...

What is a fixed-rate mortgage?

Stocks

What is equity?

Equities, or stocks, represent partial ownership of a company. Learn about how equity investing can work for you with...

What is equity?
A photo of a welder working on a pipeline as we cover Canadian pipeline earnings

Investing

Making sense of the markets this week: February 19, 2023

Pipelines transport dividends without any leaks, Shopify’s earnings are a half-full glass, tech stocks are on the move, and...

Making sense of the markets this week: February 19, 2023

Save

What is an emergency fund?

If you had an unexpected expense or suddenly lost your job, how would you support yourself? See how an...

What is an emergency fund?

Mortgages

What is a down payment?

Making a down payment is the first step to securing the purchase of a home. How much do you...

What is a down payment?

Investing

What are dividends?

What are dividends? Why do you need to know this definition? The MoneySense Glossary is your resource for learning...

What are dividends?