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When to consider extra RRIF withdrawals

Robert has been taking RRIF withdrawals beyond the minimum required amount to gift to his kids and to reinvest...

Retired Money

How retirees should respond to the Iran crisis

In the likelihood of a protracted conflict, these experts think people in or close to retirement need to review...

Retirement

From RRSP to RRIF—managing your investments in retirement

Learn how to navigate the transition from RRSP to RRIF, plan withdrawals, manage taxes, and tailor your retirement strategy...

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“We’re well off in retirement. How can we pay less tax?”

A financial planner explains some tax-saving strategies that Canadian retirees may not have thought of.

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How is investment income taxed in Canada?

A MoneySense reader wants input on the tax implications of her investment withdrawals, but she can’t get a straight...

Retirement

RRIF and LIF withdrawal rates: Everything you need to know

Most registered retirement savings plans are eventually converted to registered retirement income funds. Here’s what to know about RRIF...

Retired Money

Retirement planning advice for people who don’t use an advisor

Retirement Club for Canadians offers a sounding board and resources for people who manage retirement finance all on their...

Debt

Should I use retirement savings to pay off credit card debt?

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Credit Canada

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Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...