RRIFs Archives - Page 2 of 9 - MoneySense

Retirement

Are annuities, bonds or GICs best for an 80-year-old’s money?

by Special to MoneySense

Retirement

The downside of naming children as RRIF beneficiaries

Kerry is doing some estate planning with his RRIF and wants to make sure it goes to his wife and kids in the best possible manner.

RRIFs

Should Marcel move all his RRIF investments to a low-risk balanced fund?

He wants to lock in equity gains and reduce volatility

Retirement

RRIFs and income splitting in the year of death

Gloria’s husband died recently. She’s looking for clarification on what happens with his RRIF and if and how she can split income with him in his year of death.

Retirement

What I learned by putting Viviplan to the test

by Jonathan Chevreau

Retirement

calculator

Bleeding your RRSP dry to save on tax when you’re dead

Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than the minimum withdrawal from her RRSP to save tax on her death.

Retirement

How to decide when to convert RRSPs to RIFFs

Bart has three RRSP accounts and wants to know how his RRIF withdrawals are calculated

Retirement

Tax withholding on RRIF withdrawals

Bob is concerned about the tax withholding on his RRIF withdrawals. He’s not sure he’s drawing down his investments properly.

Retirement

Best way to invest RRIF money so it lasts

Step 1: Separate lifetime sources of income from investing sources of income

Retirement

Are RRSP contributions worth it at age 70?

Shirley wants to offset capital gains. Is it worth it?