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Articles By Janet Gray:

Debt

How life insurance can protect from debt risks

Using a personal line of credit to pay tuition could leave you liable

How life insurance can protect from debt risks

Ask MoneySense

Don’t bother selling your investments to pay off the mortgage

Selling high returns for low-rate debt doesn't add up

Don’t bother selling your investments to pay off the mortgage
rrsp withdrawals

RRSPs

How to get the pension income tax credit

Is withdrawing from a RRIF and contributing to an RRSP a good strategy of getting this credit?

How to get the pension income tax credit

Ask MoneySense

Should I put $55,000 towards debt or in a TFSA?

Ask an Expert: First consideration is how much that debt is costing you

Should I put $55,000 towards debt or in a TFSA?
Financial advisors

Ask MoneySense

Best low-fee mutual funds for seniors

Pay attention to risk tolerance rather than your age

Best low-fee mutual funds for seniors
A paint tray of fresh paint for the walls.

Renovations

Using RRSP money for a renovation

Janet is hoping the value of her investment property will increase and make up for the RRSP loss

Using RRSP money for a renovation

Debt

How much total ‘credit’ should a couple have?

Is access to $50,000 enough for emergencies?

How much total ‘credit’ should a couple have?
group rrsps financial planning

RRSPs

Offsetting RRSP withdrawals

Roof need fixing? Figure out the tax consequences before withdrawing the money from an RRSP

Offsetting RRSP withdrawals
monthly pension vs lump sum commuted pension

Debt

Should I use my RRSP to pay down debt at retirement?

This reader has $96K in debt and wants to pay it off in four years

Should I use my RRSP to pay down debt at retirement?