Articles By Vince Gaetano:

A woman stresses over an important financial decision

Mortgage Terms

Now’s not the time to switch to a fixed-rate mortgage

As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...

Now’s not the time to switch to a fixed-rate mortgage
A couple hold the keys to their new home

Mortgage Terms

Why the mortgage stress test isn’t the villain it was made out to be

The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...

Why the mortgage stress test isn’t the villain it was made out to be
An aerial view of a rural home

Mortgage Terms

Forget the burbs—should home buyers “fly until they qualify” for a mortgage?

With Canadian home prices soaring outside of urban centres, you may be questioning the mantra “drive until you qualify.”...

Forget the burbs—should home buyers “fly until they qualify” for a mortgage?