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Ask a Planner

Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement
A gold bitcoin sits on top of crinkled gold paper

Canadian Crypto Observer

Bitcoin soars to a new all-time high

Bitcoin hits a new all-time high above $111,000, Ethereum mounts a comeback you can’t ignore, and U.S. stablecoin regulation...

Bitcoin soars to a new all-time high
A woman charges her EV on her driveway

Auto

EV rebates in Canada 

Car buyers can get up to $5,000 in government rebates for electric vehicles—maybe more, depending where in Canada you...

EV rebates in Canada 

Ask MoneySense

Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?
A person is seen handing keys to a house to another person.

News

Buying your first home? Here’s how to get ready to make an offer

Saving up for a down payment is just the first step. Here are the other costs many Canadian home...

Buying your first home? Here’s how to get ready to make an offer
A Scotiabank sign is shown on a shopping mall in Ottawa.

Stocks

Three of Canadian banks release their earnings

Profits are a mixed bag for Canada’s big banks, but Scotia CIBC and BMO all admit concern for borrowing....

Three of Canadian banks release their earnings

MoneyFlex

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 

From rent to hair styling, phone to internet plans, these expenses are surprisingly negotiable. How every young Canadian can...

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 
A woman is seen talking on the photo with a confused look on her face.

Ask a Planner

What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...

What to do if your pre-construction condo has dropped in value
Distraught businessman holding his belongings and feeling worried while getting fired from his job.

News

What to do if your employer is in financial trouble

When a Canadian company files for creditor protection or goes bankrupt, here’s what employees can do to help themselves...

What to do if your employer is in financial trouble