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Taxes

How to pay less capital gains tax on a rental property

If it used to be your principal residence, this exemption could save you a huge tax bill

How to pay less capital gains tax on a rental property
retirement

Retirement

Two-thirds of Canadian households saving for retirement

65.2% made a contribution to a savings vehicle in 2015

Two-thirds of Canadian households saving for retirement
robo-advisor

Investing

Risky robos

Robo-advisors aren't dangerous but they aren't "safe" either

Risky robos
RRIF withdrawals Canadian money 50 dollar note

News

What the latest rate hike means for you

Those with mortgages will feel the hike the most

What the latest rate hike means for you
selling your house

Selling

How to avoid selling your house at a loss

There are options to refinance the mortgage or receive a tax deduction to recuperate costs

How to avoid selling your house at a loss
A high-rise apartment building in Vancouver

Taxes

When two people are on a condo title, who pays capital gains?

Figuring out who "owns" a property is key

When two people are on a condo title, who pays capital gains?

Salaries

What it’s like to live on minimum wage

Four 20-something women on the difference a $15 floor would make to their lives

What it’s like to live on minimum wage
TFSAs

RRSPs

Should I add to an RRSP in retirement?

Bruce has $15K in unused room and wonders if it makes sense to top up his RRSP

Should I add to an RRSP in retirement?
A paint tray of fresh paint for the walls.

Renovations

Using RRSP money for a renovation

Janet is hoping the value of her investment property will increase and make up for the RRSP loss

Using RRSP money for a renovation