Articles By Allan Norman:

A couple sit together on a bench, discussing how to withdraw from savings with tax efficiency.

Ask MoneySense

Tax-efficient retirement strategy options for Canadians

A Canadian couple wonders about winding down their taxable...

Tax-efficient retirement strategy options for Canadians
A father with his adult daughterPhoto by Andrea Piacquadio from Pexels

Investing

The tax implications of gifting adult children money and more

A reader asks about investing in his RRSPs after...

The tax implications of gifting adult children money and more
A female Canadian investor is on the phone, talking with her advisor to find out if she can put mutual fund fees back into her account.

Ask a Planner

Can I put mutual fund fees back in my account?

Investing fees (MER, TER, trailing) are always hard to...

Can I put mutual fund fees back in my account?
Portrait of a photo of a man in his 50s, with a thoughtful look on his face as he ponders if he needs a financial plan

Ask MoneySense

“Why do I need a financial plan?”

“Why do I need a financial plan?”
Two shiny red apples and a green apple are shown to symbolize the comparison of GICs and annuities for retirement

Ask a Planner

Annuity vs. GIC: What makes sense for retiring?

Can you compare apples to apples with annuities and...

Annuity vs. GIC: What makes sense for retiring?
A woman in her 50s-60s is looking to transfer the funds of a LIRA to an RRSP with no contribution room in Ontario on her iPad.

Ask a Planner

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?

Moving money from a LIRA or LIF to an...

Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
A young man wearing a hoodie, sitting on his couch is looking inquisitively at his laptop, wondering how he should remain a long-term investor within a bear market

Ask MoneySense

Bear markets: What’s a long-term investor supposed to do right now?

As we continue our way out of the pandemic,...

Bear markets: What’s a long-term investor supposed to do right now?
A robotic hand touches lines of light to symbolize robo-advisor with a human touch.

Ask a Planner

What’s the real value of a robo-advisor?

With inflation, war and COVID, what are your options...

What’s the real value of a robo-advisor?
A woman is sitting at her desk at home, going through her bills to add them up.

Save

Can I withdraw from RRSPs to pay bills?

Taking money from your RRSPs early to pay for...

Can I withdraw from RRSPs to pay bills?