How to allocate a RRIF for secure income in retirement
Should you hold equities? Fixed income? An annuity? Or all three? Financial advisors debate the options in today’s “tariffied”...
RRIFs
Should I draw down my RRIF to avoid estate taxes?
Yes, your estate will pay a high rate of tax on your RRIF when you die. But it usually...
Can you make RRSP contributions after age 71?
Here’s why you might see an RRSP deduction limit on your notice of assessment, even when you’ve already converted...
How to make sure you have enough money to fund your RRIF withdrawals
Once you start RRIFing, how do you make sure you have enough cash, and should you dial down risk?
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When and how should I start drawing on my retirement savings?
There’s more than one way to optimize your income after retiring. Some strategies can boost wealth, and others may...
Why “unretirement” may be the fate of so many Canadians
Economic uncertainty, inflation and the decline of workplace pensions have left growing numbers of seniors unable to leave their...
How RRIF withdrawals work when you have multiple registered accounts
Canadians must begin taking RRIF withdrawals the year after converting an RRSP. What happens if you convert only part...
Do retirees need life insurance?
A Certified Financial Planner looks at the different strategies to ask your own advisor: Is life insurance the answer?
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Questrade trading fees: Good news for Canadian investors
Canadians now have three zero-commission brokerage options, including Questrade, to trade stocks and ETFs.