Articles By Allan Norman, MSc, CFP, CIM:

Columns

Using a HELOC as an investment strategy: not as taboo as you might think

Would leveraging the equity in a home to invest in dividend-paying investments lead to tax repercussions?

Using a HELOC as an investment strategy: not as taboo as you might think
Happy senior parents and their adult son having fun while greeting in the kitchen.

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How to model retirement income in Canada

The risk of having too much money left when you die is real. Often realizing this comes too late...

How to model retirement income in Canada
Man happy deciding where to put his retired income: RRSP or TFSA

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Where should working retirees put extra income: A TFSA or an RRSP?

Working Canadian retirees may look at CPP and OAS as extra income. Is putting that money in a TFSA...

Where should working retirees put extra income: A TFSA or an RRSP?
A Canadian woman in her 60s, pondering if, as a senior, she should cancel her life insurance.

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Should seniors cancel their life insurance policies?

At what point do we no longer need life insurance? You will find the answer by going back to...

Should seniors cancel their life insurance policies?
A woman smiling after learning what she should do with $100,000

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Is it OK to leave $100,000 in a high-interest savings account?

There is no avoiding risk. Even a high-interest savings account could lose its purchasing power. So, what’s the safest...

Is it OK to leave $100,000 in a high-interest savings account?
Two women retired after making a decision for CPP DI

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CPP and disability: When should you retire and start your pension?

When collecting disability, retiring early is an option. But find out how that can impact disability income and retirement...

CPP and disability: When should you retire and start your pension?
A couple discussing their plan for retirement and pension withdrawals

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Making a plan: How to withdraw money from a retirement account

Canadians have quite a few options for retirement savings. But before you look at when to retire and start...

Making a plan: How to withdraw money from a retirement account
students at university with resp studying on quad

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My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?

My three kids chose different educational paths. How do I withdraw RESP funds in a way that’s fair to them and avoids unnecessary taxes?
A woman in her 50s/60s talking to her husband about how to manage his DC plan

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DC plans once you retire: What do you do with them?

When coming up to retirement, should your investments move with you. Find out the options for soon-to-be retirees. ...

DC plans once you retire: What do you do with them?