Jason Heath

Advice on making your first home more affordable

Online only, 14/05/2019 / Comments (0)

Irene and her partner want to buy a house with savings, some help from her dad and a mortgage from an alternative lender. What are the implications?

Avoiding future interest is one way to look at your return on investment

Online only, 07/05/2019 / Comments (0)

Should Vince cash out his medical pension to pay down his mortgage, or keep it as an indexed $400 per month for life?

Tax implications of making transfers between registered accounts

Online only, 30/04/2019 / Comments (0)

Suzanne transferred money from her LIRA to a LIF and her RRSP. Now she worries she’ll be taxed twice.

How to handle death inside a joint investment account

Online only, 23/04/2019 / Comments (0)

After Vee’s father passed away, her advisor made some transactions that she’s now questioning.

How to calculate capital gains and losses on rental property

Online only, 16/04/2019 / Comments (0)

Chris’s rental property used to be his principal residence. After enduring some bad tenants, he’s looking to sell

An easy guide to income splitting for seniors

Online only, 10/04/2019 / Comments (0)

Cindy and her husband are looking for strategies to help them save on taxes in retirement.

The ins and outs of tax and estate planning for a RRIF

Online only, 03/04/2019 / Comments (0)

81-year old Lydia wants to minimize tax and maximize the estate value of her RRIF on death

Can I have a multi-generational RESP?

Online only, 26/03/2019 / Comments (0)

If money is left over in your child’s RESP you can in theory use it for your future grandkid’s education, with some big caveats

How to avoid a pension clawback from a one-time event

Online only, 19/03/2019 / Comments (0)

Mike wants to know what can be done to avoid a reduction in government pension income due to a one-time event.

The best way to transfer investments to your spouse

Online only, 12/03/2019 / Comments (0)

Dean has investments that he wants to transfer to his spouse. There are tax implications depending upon how the transfer occurs

After inheriting a RRIF account, how to know what you owe the taxman

Online only, 05/03/2019 / Comments (0)

Randy’s wife is the beneficiary of her late mother’s RRIF, and she wants to avoid penalties and interest on the tax owing.

Should retirees pay off their mortgages with investments?

Online only, 25/02/2019 / Comments (0)

Liz has just retired and wonders if she should use her investments to pay off her mortgage, despite her advisor’s advice to the contrary.

How does a LIRA work after a pension transfer?

Online only, 20/02/2019 / Comments (0)

Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be better off in a regular RRSP.

What to do when banks give questionable financial advice to seniors

Online only, 12/02/2019 / Comments (0)

Mel can’t get a straight answer from his bank about his investment fees and is looking for some input on investing late in retirement.

What it takes to retire at 45

Online only, 06/02/2019 / Comments (0)

Konstantino is 27 and hopes to retire by 45. He wants to know how that impacts his RRSP versus TFSA savings strategy.