Jason Heath

Should you use your RRSP to fund a later-in-life university degree?

Online only, 11/07/2019 / Comments (0)

At 58, Agatha plans to pursue a master’s degree. Should she use tap into her retirement savings to fund her education?

Moving to the U.S.? Here’s what to do with your Canadian investments

Online only, 26/06/2019 / Comments (0)

Set to start a new job south of the border, Justin will need to consider that registered and non-registered accounts are treated differently.

The bank of grandma and grandpa

Online only, 12/06/2019 / Comments (0)

Sol wants to contribute to his grandkids’ future with annual gifts he’ll start now. What’s the best way to manage the money outside of RESPs?

“Will my hard-working teen have to pay tax on withdrawals from our family RESP?”

Online only, 05/06/2019 / Comments (0)

Scott is wondering how to split Registered Education Savings Plan funds between his children to minimize the tax payable on withdrawals.

What to do with a monetary advance on your inheritance

Online only, 28/05/2019 / Comments (0)

Maureen’s husband wants to put a $200,000 gift from her parents toward their mortgage, but she isn’t convinced.

Can Canadian seniors collect government benefits while still working?

Online only, 21/05/2019 / Comments (0)

Rose is transitioning to semi-retirement at 65, and wonders about the tax and clawback implications of receiving CPP and OAS.

Advice on making your first home more affordable

Online only, 14/05/2019 / Comments (0)

Irene and her partner want to buy a house with savings, some help from her dad and a mortgage from an alternative lender. What are the implications?

Avoiding future interest is one way to look at your return on investment

Online only, 07/05/2019 / Comments (0)

Should Vince cash out his medical pension to pay down his mortgage, or keep it as an indexed $400 per month for life?

Tax implications of making transfers between registered accounts

Online only, 30/04/2019 / Comments (0)

Suzanne transferred money from her LIRA to a LIF and her RRSP. Now she worries she’ll be taxed twice.

How to handle death inside a joint investment account

Online only, 23/04/2019 / Comments (0)

After Vee’s father passed away, her advisor made some transactions that she’s now questioning.

How to calculate capital gains and losses on rental property

Online only, 16/04/2019 / Comments (0)

Chris’s rental property used to be his principal residence. After enduring some bad tenants, he’s looking to sell

An easy guide to income splitting for seniors

Online only, 10/04/2019 / Comments (0)

Cindy and her husband are looking for strategies to help them save on taxes in retirement.

The ins and outs of tax and estate planning for a RRIF

Online only, 03/04/2019 / Comments (0)

81-year old Lydia wants to minimize tax and maximize the estate value of her RRIF on death

Can I have a multi-generational RESP?

Online only, 26/03/2019 / Comments (0)

If money is left over in your child’s RESP you can in theory use it for your future grandkid’s education, with some big caveats

How to avoid a pension clawback from a one-time event

Online only, 19/03/2019 / Comments (0)

Mike wants to know what can be done to avoid a reduction in government pension income due to a one-time event.