Goodbye, Canada: A guide to departure tax, withholding tax for non-residents
Some Canadian residents plan to retire abroad, while others are only here temporarily for work. No matter the reason,...
Articles By Jason Heath, CFP:
How to prepare for future changes in tax policy—including capital gains tax
What do changes to capital gains in Canada teach us about tax planning generally? And how should we approach...
When are costs for a U.S. property tax-deductible in Canada?
Canadians pay tax on their worldwide income. But do the costs associated with U.S. properties get the same tax...
Can you transfer a RRIF to a TFSA—and what are the tax implications?
Canadians can transfer some registered accounts without withdrawing funds. What happens when you want to transfer a RRIF to...
You have to sell a cemetery plot—will you owe capital gains tax?
Cemetery plots in some big Canadian cities can be worth $50,000 or more. Their sale or deemed disposition may...
How real estate is taxed during a separation or divorce
A couple owned two properties, and each person is taking one as part of their separation. What are the...
How much is capital gains tax in Canada?—and other reader questions answered
Last month’s federal budget introduced changes to capital gains tax in Canada. This has raised many questions about who...
Should you max out your RRSP before converting it to a RRIF?
Here’s what to consider before converting an RRSP to a RRIF.
“Should I delay my CPP if I’m not contributing to it?”
You can still benefit from deferring Canada Pension Plan payments with less than maximum contributions.