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Articles By Jason Heath, CFP:

senior retiree man planning for retirement

Retirement

The retirement reshuffle

How to rearrange investment accounts in your golden years

The retirement reshuffle

Pensions

CPP and OAS after the death of a spouse

Keith arranged to split pensions with his late wife many years ago. What is he entitled to now?

CPP and OAS after the death of a spouse
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Financial Planning

Reasons to tap RRSPs before age 71

Doing this makes sense for plenty of Canadians. Is it the right option for you?

Reasons to tap RRSPs before age 71
pay down the mortgage

Debt

Should you use RRSPs to pay down the mortgage?

Careful, the tax hit may be hefty if you tap your RRSP early

Should you use RRSPs to pay down the mortgage?
filling taxes in retirement senior elderly retired

Benefits

Collecting CPP while working in the U.S.

How to transfer Social Security credits from the U.S. to Canada

Collecting CPP while working in the U.S.

Taxes

Tax facts when hiring a nanny

You have different obligations depending on if your nanny is your employee or is considered self-employed

Tax facts when hiring a nanny

Retirement

Retiring to Mexico— for a lower tax rate

You technically have to pay just 15% on your Canadian income, but there's more to the story

Retiring to Mexico— for a lower tax rate
retirement planning

Retirement

Using real estate vs. RRSPs to fund retirement

You'll have to unwind the RRSP regardless, so watch the tax bill when selling a home for retirement income...

Using real estate vs. RRSPs to fund retirement

Debt

Turning investment income into mortgage payments

For conservative investors, paying down debt provides a great return

Turning investment income into mortgage payments