Pensions Archives - MoneySense

Retirement

The right time to take Canada Pension Plan benefits

by Alexandra Macqueen

Retirement

How will a pension buyback impact your income tax return?

by Alexandra Macqueen

Retirement

How to avoid a pension clawback from a one-time event

Mike wants to know what can be done to avoid a reduction in government pension income due to a one-time event.

Retirement

How to make the right pension decision when longevity is so variable

by Alexandra Macqueen

Pensions

What’s better, a LIRA or an enhanced pension?

by Special to MoneySense

Retirement

How does a LIRA work after a pension transfer?

Ted is confused about his investment options after leaving a DC pension, and whether his pension money would be better off in a regular RRSP.

Retirement

CPP drop-out rule

Why the 17% drop-out rule is key to your CPP entitlement

by Alexandra Macqueen

Retirement

Why aggressive stock investors should take CPP early

While cautious fixed-income investors may want to delay it until 70

Retirement

At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax credits and benefits.

Retirement

Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are several considerations.