Pensions Archives - Page 2 of 26 - MoneySense

Retirement

CPP drop-out rule

Why the 17% drop-out rule is key to your CPP entitlement

by Alexandra Macqueen

Retirement

Why aggressive stock investors should take CPP early

While cautious fixed-income investors may want to delay it until 70

Retirement

At 66, borrowing to invest in a TFSA isn’t a good idea

Dawn has never had a financial plan. She should pay off her debt and focus on maximizing government tax credits and benefits.

Retirement

Getting the most out of retirement income planning with an older spouse

Ellen is curious how pension income splitting works when there is a big age difference between spouses. There are several considerations.

Retirement

The limits of Old Age Security survivor benefits

Lillian lost her husband and wants to know what happens to his Old Age Security pension.

Retirement

Can you transfer your full pension into an RRSP?

Margaret wants to know how to avoid losing some of her pension if she transfers it into an RRSP at retirement.

Retirement

What I learned by putting Viviplan to the test

by Jonathan Chevreau

Retirement

How Raj and Marie can net $80,000 annually—for life—from their nest egg

Raj plans to stop working at age 60 while his wife, Marie, 55, will work five more years

Retirement

senior woman pondering

Can Anne, 63, afford to retire right now?

Or will she run out of money?

Retirement

calculator

Bleeding your RRSP dry to save on tax when you’re dead

Chris is retiring and living on CPP, OAS and her RRSP. She wonders if she should take more than the minimum withdrawal from her RRSP to save tax on her death.