Articles By Tom Feigs:

monthly pension vs lump sum commuted pension

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Lump sum vs. monthly pensions

Low interest rates mean a higher lump sum— but don't let that be your deciding factor

Lump sum vs. monthly pensions

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Using pension money to pay down debt

Vanquishing all debt before retirement is ideal but not always absolutely necessary

Using pension money to pay down debt
retirement planning

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Paying into CPP when you work past your 60s

In Canada, paying into CPP if you work—at whatever age—is mandatory

Paying into CPP when you work past your 60s
retirement plan

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Ways to reduce taxable income in retirement

Larry has more money saved than he can possibly spend. He wants a RRIF strategy to cut taxes

Ways to reduce taxable income in retirement
pension guarantee

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Should I pay for a pension guarantee?

Ed wants to know whether he should pay now so his spouse never has to worry about retirement income

Should I pay for a pension guarantee?

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What are the tax rules for LIRAs?

You can convert it into a LIF or an annuity

What are the tax rules for LIRAs?
annuity

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Should I combine my defined benefit pensions?

The pros and cons of amalgamating a HOOP defined benefit plan with an OMERs pension plan

Should I combine my defined benefit pensions?

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The best way to unlock a LIRA early

There are some instances where you can access funds early

The best way to unlock a LIRA early
annuity

Annuities

Should I buy a life annuity at age 73?

Even if the numbers appear low, here's why buying a life annuity may still make sense

Should I buy a life annuity at age 73?