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A grandfather and grandson sit in front of a Happy Birthday sign.

Ask a Planner

When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?
Canadian couple in their first home happy the BoC held its rate.

Columns

Making sense of the Bank of Canada interest rate decision on June 4, 2025

Making sense of the Bank of Canada interest rate decision on June 4, 2025
A hopeful-looking older woman on her living room sofa

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Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement

Ask MoneySense

Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?
A person is seen handing keys to a house to another person.

News

Buying your first home? Here’s how to get ready to make an offer

Saving up for a down payment is just the first step. Here are the other costs many Canadian home...

Buying your first home? Here’s how to get ready to make an offer
A Scotiabank sign is shown on a shopping mall in Ottawa.

Stocks

Three of Canadian banks release their earnings

Profits are a mixed bag for Canada’s big banks, but Scotia CIBC and BMO all admit concern for borrowing....

Three of Canadian banks release their earnings
A worried-looking young woman talks on her phone

Fraud and Scams

Mortgage fraud in Canada: How to protect yourself

Mortgage fraud in Canada: How to protect yourself

MoneyFlex

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 

From rent to hair styling, phone to internet plans, these expenses are surprisingly negotiable. How every young Canadian can...

Gen Z guide to getting more in a tough economy: How to negotiate salary, car deal, phone bills and more 
A woman is seen talking on the photo with a confused look on her face.

Ask a Planner

What to do if your pre-construction condo has dropped in value

Many pre-construction condos bought in recent years, especially in Toronto, are now worth much less. If you can’t close...

What to do if your pre-construction condo has dropped in value