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Investing

Best investment strategies for newcomers to Canada

This family has an extra $10,000 they'd like to grow

Best investment strategies for newcomers to Canada

Columns

Can we gift cash or property to our kids tax-free?

Not all gifts to family are treated the same by the CRA. Here's what you need to know

Can we gift cash or property to our kids tax-free?

Taxes

Audit-proof your side hustle

The freedom of self-employment comes with the burden of calculating what you owe in taxes and other payments to...

Audit-proof your side hustle

Columns

Is an RRSP loan a good idea?

Depending on which tax bracket you’re in and whether you have other debt, you might be better off simply...

Is an RRSP loan a good idea?
A man sits at a café table writing notes

Financial Planning

How to prepare your finances for coming to Canada

How to prepare your finances for coming to Canada
A young woman checks her credit score on her smartphone

Financial literacy

Credit scores and credit reports: What newcomers to Canada need to know

Credit scores and credit reports: What newcomers to Canada need to know
An elderly couple sits and shares a cup of coffee.

Retirement

“A Second Life”: What a retirement plan looks like today

The meaning of retirement is changing, and many retirees no longer view it as a finish line. Consider these...

“A Second Life”: What a retirement plan looks like today
A teacher high-fives one of her students in class after learning about her options for early pension withdrawal

Ask MoneySense

Can I withdraw my pension early?

Can I withdraw my pension early?
A bird flying in the sunset to symbolize the 60/40 balance portfolio as a pheonix rising again.

Retired Money

The 60/40 portfolio: A phoenix or a dud for retirees?

Retired or near retirement and rethinking the classic balanced asset allocation? Here’s the debate—that’s not really a debate—on the...

The 60/40 portfolio: A phoenix or a dud for retirees?