What time of year should you retire?
When’s the best time to retire? The timing is not always up to you, but if you can choose,...
The piece of advice journalist Renée Sylvestre-Williams wished she had in her 20s and more
The personal finance writer is an open book on her money values, as she launches her own book, Money...
How to invest with spousal loans for Canadians—and how to pay it back
There is plenty of advice on setting up a spousal loan for income splitting, but it’s important to know...
Delaying CPP and OAS to age 70: Is it worth the wait?
The longer you wait to use CPP and OAS, the more you could earn monthly. But with the recent...
Do you have to split your estate evenly between your children?
Courts in some provinces can vary the distribution of an estate and override a last will and testament. Here’s...
5 reasons to buy life insurance—right now
An effective financial plan goes beyond saving and investing. Life insurance can also be a key element in achieving...
Decorating with stuff you already own
Elias Blunden-Stone of The Room Editor shares the pitfalls of redecorating from scratch and the best ways to restore a...
Can a LIRA be transferred to an RRSP with no contribution room in Ontario?
Moving money from a LIRA or LIF to an RRSP or RRIF can have benefits. Here’s what to consider...