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A woman in her late 50s/early 60s smiles, as her husband is behind her about to give her a hug. They're wondering about GICs for his retirement savigs

Ask MoneySense

Is now the time for retirees to sell stocks and buy GICs?

Many people near or in retirement are worried about stock market volatility. Does it ever make sense to put...

Is now the time for retirees to sell stocks and buy GICs?
A woman is looking at her notice of assessment to determine her RRSP contribution room.

RRSPs

How do the RRSP contribution carry-forward rules work?

What are the rules about RRSP carry forwards? Should you ever defer deducting a contribution?

How do the RRSP contribution carry-forward rules work?
A young man sits on a sofa and buys GICs on his laptop

GICs

Registered or non-registered GICs: Which should you buy?

GICs offer investors safety and flexibility. Here’s what to consider when deciding whether to hold your GICs in registered...

Registered or non-registered GICs: Which should you buy?
A young woman smiles as she buys a GIC on her laptop

GICs

How GIC interest rates work

Find out what factors affect GIC rates and how to buy these low-risk investments.

How GIC interest rates work
Two empty Muskoka chairs on a deck, to inspire the contrast of the perks of a cottage in Canada and the financial implications.

Real Estate

Yes, a cottage is an investment property—here’s how to minimize capital gains tax

Should you “invest” in a cottage? And if you do, what happens when you sell it, give it away...

Yes, a cottage is an investment property—here’s how to minimize capital gains tax
customer inspects wine bottle in liquor store

Spend

Why is booze so expensive in Canada?

Making, let alone serving, alcoholic beverages is an invariably complex manufacturing process that’s affected by cost inflation from all...

Why is booze so expensive in Canada?
Canadian couple in the kitchen of their cottage as they contemplate selling and if they an avoid taxes.

Taxes

Can I sell my cottage tax-free?

Is there a tax exemption for capital gains? No, but find out how to allocate your principal residence exemption...

Can I sell my cottage tax-free?
Canadian mom and child at the cottage she inherited from her father and shares with her siblings and step mom.

Taxes

Inheriting cottage and the capital gains implications

Jill's late husband left her a cottage. What happens if she transfers ownership to her stepchildren?

Inheriting cottage and the capital gains implications
Leaving a cottage to family and capital gains

Taxes

Reducing capital gains on a cottage

With planning and the right documents, the capital gains tax owing on a family cottage can be lowered. Here...

Reducing capital gains on a cottage