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Debt

Should I use retirement savings to pay off credit card debt?

Should I use retirement savings to pay off credit card debt?
A grandfather and grandson sit in front of a Happy Birthday sign.

Ask a Planner

When do CPP and OAS pension payment increases happen around your birthday?

Luis asks when his Old Age Security payments will increase now that he is 75. We look at adjustment...

When do CPP and OAS pension payment increases happen around your birthday?
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Retirement

OAS payment dates in 2025, and more to know about Old Age Security

Here’s how Canada’s Old Age Security pension works, who’s eligible for OAS, when you can start receiving OAS, and...

OAS payment dates in 2025, and more to know about Old Age Security
The Bank of Canada in Ottawa

News

BoC held its rate on June 4—here’s why

The Bank of Canada held its key rate at 2.75%, citing high uncertainty, tariffs and more.

BoC held its rate on June 4—here’s why
A hopeful-looking older woman on her living room sofa

Ask a Planner

Planning to use your home equity in retirement

Real estate equity is a big part of seniors’ net worth. Some Canadian retirees may want or need to...

Planning to use your home equity in retirement
A person is seen holidng a Nvidia computer chip

News

What’s behind the Nvidia rally?

Nvidia rallies as the rest of Wall Street drifts after a U.S. court blocks many of Trump’s tariffs.

What’s behind the Nvidia rally?
A man smiles at a mirror at the dentist's office

News

Canadian Dental Care Plan news: All age groups can now apply

As of May 29, Canadians of all ages can apply for dental care coverage. Find out if you’re eligible...

Canadian Dental Care Plan news: All age groups can now apply

Ask MoneySense

Should we draw down my spouse’s RRIF faster?

The benefits of depleting savings to avoid estate taxes depends on many variables. But if you live a decade...

Should we draw down my spouse’s RRIF faster?
A person is seen handing keys to a house to another person.

News

Buying your first home? Here’s how to get ready to make an offer

Saving up for a down payment is just the first step. Here are the other costs many Canadian home...

Buying your first home? Here’s how to get ready to make an offer