Should you buy or sell first in today’s real estate market?
These prospective home buyers face a common challenge: buy first, or wait until they have a better sense of...
Real Estate
The secret to planning for financial negotiations
Prepping for a job review or buying a car? Aside from financial savvy, here’s what you need to negotiate...
What it’s like to be a first-time home buyer in Ontario—for real
Getting your foot on the property ladder in Ontario is not easy thanks to soaring real estate prices. But...
Now’s not the time to switch to a fixed-rate mortgage
As interest rates climb, variable mortgage rate holders may start to panic. Here’s why you should avoid the temptation...
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How to save on capital gains tax when selling a rental property
A reader wonders if he should buy his parents’ rental property or wait to inherit it, based on the...
Debt
Will credit card debt affect my mortgage application?
Having debt isn’t necessarily a problem. But the size of your debt and your history of repayment could affect...
Capital gains when selling property to family
If you sell a property to a relative for a bargain price, does that mean you pay less tax...
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Why the mortgage stress test isn’t the villain it was made out to be
The mortgage qualifying tool has been subject to plenty of criticism. However, with rising interest rates, it may be...